Pay for ChatGPT Plus with USDT: No Bank, No Credit Card, Just Crypto

Turn your USDT into real-world utility — starting with AI tools.
As crypto becomes more integrated into everyday life, users are looking for ways to spend their digital assets without relying on traditional banks. Whether it’s buying products online or subscribing to digital services, USDT is fast becoming a go-to payment option.
One high-demand use case? Subscribing to ChatGPT Plus, the premium version of OpenAI’s ChatGPT, which unlocks access to GPT-4, faster performance, and early features — all for just $20/month.
Thanks to Cwallet’s Cozy Card, you can now pay for ChatGPT Plus completely with USDT, no credit card or bank account required.
This guide shows you exactly how to do it.
Step-by-Step Guide: How to Use USDT to Subscribe to ChatGPT Plus
No banks, no borders — just USDT and Cozy Card.
Step 1: Fund Your Cozy Card with USDT
Open the Cwallet app and select your Cozy USD Pro Card. Tap Top Up, then choose the amount of USDT you'd like to load.
For example:
- Load 85.5 USDT
- Service fee: 1.8%
- Final card balance: $83.96 USD
- Top-up is instant and reflected in real time
Your Cozy Card is now ready to be used as a virtual USD debit card.
Step 2: Enter Your Cozy Card on ChatGPT
Go to chat.openai.com, click on “Upgrade to Plus”, and input your Cozy Card details:
- Card number
- Expiration date
- CVV security code
It works just like a traditional card — but powered entirely by crypto.
Step 3: Complete the Subscription Payment
Once the card is verified, proceed with your subscription. The $20 monthly fee is deducted directly from your Cozy Card balance.
That’s it — you’ve just subscribed to ChatGPT Plus using USDT.
Why Cozy Card Is the Best Way to Pay for Online Subscriptions with Crypto
A virtual card that turns your USDT into global purchasing power.
Cozy Card from Cwallet is a crypto-native virtual Visa card, perfect for those who want to spend USDT across the internet without converting it through centralized exchanges or dealing with fiat banks.
Key benefits of using Cozy Card:
- Direct USDT top-ups
- USD-based spending, accepted globally
- No bank account or credit check needed
- Real-time transaction tracking in the Cwallet app
- Multiple card types for different usage needs
It’s ideal for crypto-native users who want to make recurring payments, subscribe to services, or shop online — all while keeping full control of their assets.
Apply now: https://cwallet.com/wallet/cozy-card
Other Popular Services You Can Pay for Using USDT
From AI tools to e-commerce, USDT is now a true payment option.
Cozy Card supports seamless payments for a wide range of services, making it a versatile tool beyond just ChatGPT:
- AI & productivity: ChatGPT Plus, Notion, Canva, X Premium
- Shopping platforms: Amazon, Etsy, AliExpress
- Entertainment: Netflix, Spotify, Disney+, YouTube Premium
- Business tools: Figma, Slack, Adobe, cloud services
If it accepts Visa, Cozy Card makes it USDT-compatible.
Best Card Option for ChatGPT: Why Cozy USD Pro Stands Out
Designed for subscriptions, trusted by crypto users worldwide.
The Cozy USD Pro Card is optimized for services like ChatGPT Plus. It supports:
- Apple Pay and Google Pay
- Fast, reliable top-ups
- High compatibility with U.S.-based and international platforms
For lighter users, the USD Basic or USD Zero card variants offer lower-cost alternatives. Each Cozy Card is tailored for specific usage tiers, giving users flexibility based on their spending habits.
You can compare all Cozy Card options directly in the app.
Subscribe to ChatGPT Plus Using USDT — Fast, Secure, Bank-Free
Use your crypto, unlock AI, and take control of your payments.
With Cwallet’s Cozy Card, crypto holders finally have a real-world bridge that lets them subscribe, spend, and manage digital services entirely in USDT.
For anyone who wants to subscribe to ChatGPT Plus without involving a traditional bank or credit card, Cozy Card offers the perfect crypto-native solution — fast, secure, and borderless.
Your crypto isn’t just an investment — with Cozy Card, it becomes a functional payment method for the digital world.
Cwallet: Your Gateway to a New Era of Crypto Finance
Cwallet is not just a crypto wallet; it's a comprehensive Web2.5 financial platform. We seamlessly integrate security, privacy, and convenience, laying the foundation for a transformative financial landscape. With Cwallet, you can securely hold, send, receive, swap, tip, and earn from over 60 blockchains and 1000+ cryptocurrencies — all within one powerful platform.
We aim to expand the rich applications of crypto. Our intuitive Telegram bot allows for effortless engagement in airdrops and fosters community connections through tipping and group management tools. Additionally, we offer $USDT earnings with a maximum APR of 10% and provide competitive loan services. We also offer the Cozy Card — your passport to global spending. This innovative card enables you to use your digital assets like cash, simplifying transactions worldwide and enhancing convenience through Apple Pay and Google Pay.
Furthermore, we provide additional toolkits, including HR bulk management system, mobile top-ups, gift cards, and more. With over 37 million users, Cwallet invites you to reimagine crypto. Stay cozy and step into the future of finance with us.
Offical Link
Official Site: https://cwallet.com
Twitter: https://twitter.com/CwalletOfficial