How to Use USDT to Pay for Grab Rides with Cwallet’s Cozy Card
A Complete Guide to Spending Crypto on Real-World Transport
As crypto adoption continues to accelerate, users are no longer satisfied with simply holding digital assets—they want to use them. Whether it's for streaming services, shopping, or transportation, people are searching for ways to spend their cryptocurrencies in daily life. That's where Cwallet’s Cozy Card comes in: a Web3-friendly, Visa-powered payment solution that lets you spend USDT and other top crypto assets directly on services like Grab.
Grab is Southeast Asia’s leading ride-hailing and lifestyle platform, used for everything from taxis and deliveries to groceries and bill payments. By connecting your Cozy Card to Grab, you unlock the ability to ride, shop, and eat—all with your crypto.
In this article, we’ll walk you through exactly how to use your Cwallet Cozy Card to pay for Grab rides using Tether (USDT), plus explore the broader use cases and benefits of this frictionless crypto card.
Step 1: Fund Your Cozy Card with USDT (Tether)
The first step to using crypto on Grab is to fund your Cozy Card via the Cwallet app. Here's how the process works:
- Open the Cwallet App
Navigate to your wallet’s main dashboard and tap on "Cozy Card." - Choose “Top Up”
Select USDT as your payment asset. You can use TRC20, ERC20, or BEP20 versions of Tether, depending on your network preference. - Enter the Top-Up Amount
For example, if you typically spend $50 per month on Grab rides, you might top up 52 USDT to account for fees. - Review Fees and Confirm
The service fee is 1.8%, and all charges are clearly displayed. Once you confirm, your USDT is instantly converted to USD and reflected on your Cozy Card balance.
Example:
Top up 85.5 USDT → receive $83.96 USD on your Cozy Card.
The best part? It’s instant. No bank delays, no need to use external exchanges, and no extra steps to swap tokens manually.
Step 2: Link Cozy Card to Grab App for Seamless Payments
Once your Cozy Card is topped up, it’s time to connect it to Grab and start spending:
- Open the Grab App
Tap your profile icon in the top-left corner. - Go to “Payment Methods”
Choose Add a Credit or Debit Card. - Input Cozy Card Details
Enter your Cozy Card number, expiration date, and CVV. These details are available in the Cwallet app under Cozy Card settings. - Set as Default Payment
To make sure every Grab ride or order uses your crypto balance, set Cozy Card as your default payment method.
Once linked, every ride, delivery, or GrabMart purchase is debited from your Cozy Card balance—paid entirely with USDT, converted to USD on the fly.
Why Cozy Card Is Perfect for Crypto-Powered Transportation
Cozy Card isn't just convenient—it’s built to make crypto spending as easy as swiping a debit card. Here's why it stands out for ride-hailing and everyday transport:
- Direct USDT Usage
Skip the off-ramp. You don’t need to cash out to fiat, wait for a bank transfer, or use centralized exchanges. Top up directly with your crypto and spend instantly. - Global Acceptance via Visa
Cozy Card runs on the Visa network, making it usable in millions of locations—including Grab and other major lifestyle platforms. - Bank-Free Access
No need for a traditional bank account, no KYC headaches, and no credit checks. Your crypto is your capital. - Real-Time Spending Insights
The Cwallet app provides instant transaction records, helping you track and manage your expenses in real time. - Privacy & Control
Spend without revealing sensitive banking information. With Cozy Card, you remain in control of your funds.
For regions like Indonesia, the Philippines, Malaysia, Thailand, and Vietnam, where Grab is widely used and fiat-to-crypto access is improving, Cozy Card offers a streamlined crypto payment experience that fits naturally into daily life.
Other Daily Use Cases for Cozy Card & USDT
While paying for Grab rides is one powerful use case, your Cozy Card goes much further:
- Entertainment: Netflix, Disney+, Spotify, YouTube Premium
- AI & SaaS: ChatGPT Plus, Notion, Canva, Figma
- Shopping: Amazon, AliExpress, Shopee, Lazada
- Travel: Airbnb, Agoda, Booking.com, Uber, Gojek
- Food Delivery: GrabFood, Foodpanda, GoFood
- Utilities: Mobile top-ups, electricity bills, internet subscriptions
With support for crypto like USDT, USDC, BTC, and more, Cozy Card transforms your crypto into a multi-purpose digital debit card.
Choose the Cozy Card That Suits You
Different users have different spending needs, and Cozy Card offers flexible options:
Cozy USD Pro – Ideal for heavy users
- Apple Pay & Google Pay compatible
- High transaction limits
- Priority processing & fast checkout
Cozy USD Basic – Great for moderate spending
- Lower fees, instant activation
- Works on most global platforms
Cozy USD Zero – Perfect for new users
- No maintenance fees
- Works with major digital subscriptions
🔗 Compare plans and apply here
Ride into the Future with Crypto
From catching a Grab in Jakarta to ordering lunch in Manila, Cozy Card lets you live on crypto without the friction. No fiat conversions, no waiting periods, and no intermediaries—just direct, seamless payments powered by USDT.
For users in emerging markets and crypto-friendly regions, this isn’t just a convenience—it’s a new financial reality.
Apply for your Cozy Card today and start using your crypto in real life:
👉 https://my.cwallet.com/paymentCard/apply
Spend smarter. Live freer. The future is Cozy.
Cwallet: Your Gateway to a New Era of Crypto Finance
Cwallet is not just a crypto wallet; it's a comprehensive Web2.5 financial platform. We seamlessly integrate security, privacy, and convenience, laying the foundation for a transformative financial landscape. With Cwallet, you can securely hold, send, receive, swap, tip, and earn from over 60 blockchains and 1000+ cryptocurrencies — all within one powerful platform.
We aim to expand the rich applications of crypto. Our intuitive Telegram bot allows for effortless engagement in airdrops and fosters community connections through tipping and group management tools. Additionally, we offer $USDT earnings with a maximum APR of 10% and provide competitive loan services. We also offer the Cozy Card — your passport to global spending. This innovative card enables you to use your digital assets like cash, simplifying transactions worldwide and enhancing convenience through Apple Pay and Google Pay.
Furthermore, we provide additional toolkits, including HR bulk management system, mobile top-ups, gift cards, and more. With over 37 million users, Cwallet invites you to reimagine crypto. Stay cozy and step into the future of finance with us.
Offical Link
Official Site: https://cwallet.com
Twitter: https://twitter.com/CwalletOfficial